Verizon Deals for Existing Customers: Upgrades, Loyalty Perks and What to Skip

Verizon phone deals on myPlan

Verizon Loyalty: what every customer gets

Verizon's loyalty program covers every customer, and it now does something useful for upgraders: no upgrade or activation fees whenever you get a new device. Upgrade fees have typically been $35 a line at the big carriers, so that's a real saving for a family upgrading several phones.

• No upgrade or activation fees on new devices.
• Verizon Dollars: 3% back every month, just for being a customer. Spend them in Verizon's shop, on gift cards, or on hotel and ticket rewards. The Verizon Visa Card earns more.
• Verizon Shine: weekly prize draws every Monday (November's include a Jonas Brothers show, an NHL Winter Classic trip and an NFC Championship VIP experience), plus daily drops like a free Grubhub+ trial with $10 credit, a $2 large pizza and free kids' meals.

Switcher deals existing customers can't get

• Simplicity at $30 a line: that price includes a $15-a-month switch discount (Simplicity is normally $45 with AutoPay).
• iPhone 18 Pro with no trade-in, plus an Apple Watch Series 12 or iPad on us, when you switch on Simplicity.
• iPhone Duo plus an Apple Watch Series 12 or iPad on us, when you switch on Simplicity.

A free Apple Watch or iPad also needs its own monthly service plan, so even for switchers it adds to the bill.

What your plan costs while you pay off the phone

If a deal requires moving from Unlimited Plus to Unlimited Ultimate, that's $540 more over three years. It's still worth it on a $1,200 credit, but the real saving is closer to $660. Our Unlimited Ultimate review covers whether its extras are worth $15 a month to you.

Upgrade every year

Verizon also sells an annual upgrade program: a monthly charge that lets you swap to the newest phone every year. It suits people who always want the latest iPhone. If you keep phones for three years or more, the regular 36-month deal is cheaper.

Add home internet

Existing mobile customers can add Fios 300 Mbps from $30 a month or 5G Home Internet from $35 a month with AutoPay, with any Verizon phone plan. If you already pay for home internet elsewhere, that's often the biggest saving Verizon offers existing customers. Verizon One puts both on one bill.

Adding a line for a deal

Many of the biggest myPlan prices are easiest to get on a new line. That works if you were adding someone anyway. If you weren't, the line's monthly charge over 36 months usually outweighs the phone credit. See what adding a line on Verizon costs.

Should you upgrade now or wait for Black Friday?

Black Friday is November 27. Verizon's current prices are already at holiday levels on most flagships ($0 a month on iPhone 18 Pro, Galaxy S26+ and Pixel 11 Pro XL), and the Loyalty fee waiver isn't seasonal. If you want one of those phones and qualify on your account, there's little to gain by waiting.

How to get a Verizon upgrade deal

1. Sign in to the My Verizon app and join Verizon Loyalty if you haven't, so the upgrade fee is waived.
2. Choose Upgrade and pick the phone. The price shown there is your account's price, which can differ from the public deals page.
3. Check the conditions: trade-in, plan requirement and whether the deal needs a new line.
4. Confirm the 36-month agreement and the monthly credit in your order summary.
5. Send in any trade-in by the deadline. Credits typically start within two or three bills.

Our verdict

Existing Verizon customers should check their account price on the iPhone 18 Pro, Galaxy S26+ and Pixel 11 Pro XL, all listed at $0 a month, and join Verizon Loyalty first so the upgrade fee is waived. Skip any deal that needs a plan you wouldn't otherwise pay for. If you're mainly paying Verizon for its network, Visible and Total Wireless run on it for $20 to $25 a month.