No. Cash App Mobile does not include any coverage within United States territories, and Puerto Rico is named specifically. This catches people out because the service runs on AT&T's network, and AT&T itself treats Puerto Rico as part of its domestic footprint — so the reasonable assumption that an AT&T-network plan covers Puerto Rico does not hold here.
Which places are excluded
Cash App Mobile lists five: Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa and the Northern Mariana Islands. That is every populated US territory. The exclusion is not a roaming charge or a reduced allowance — there is no coverage there at all.
Why this is surprising on an AT&T plan
AT&T operates its own network in Puerto Rico and the U.S. Virgin Islands and treats both as domestic, which is why most plans running on AT&T include them at no extra cost. Cash App Mobile is an exception written into its own terms rather than a limit of the underlying network. So checking AT&T's coverage map will show service in San Juan while your plan will not work there.
What Cash App Mobile does cover outside the fifty states
Canada and Mexico only, and only while you are physically there: 10GB of data and 1,000 minutes and/or texts combined per billing cycle. Cash App describes that allowance as intended for travel rather than primary use. There is no other international coverage, and calls or texts placed from the United States to any other country are not supported at all.
What to use instead
If Puerto Rico matters to you, the fix is to stay on AT&T's network with a plan that does not carve the territories out — AT&T Prepaid and Cricket both run on the same towers and treat Puerto Rico and the USVI as domestic. Confirm the territory language on whichever plan you pick before porting, since the coverage map alone will not tell you.
Jean Gilles has researched personal finance, consumer technology, and wireless pricing for over a decade. He founded ShopCellPlans in 2019 and writes every review on the site.
Frequently asked questions
Does Cash App Mobile work in Puerto Rico? +
Can I buy an add-on for Puerto Rico coverage? +
Which territories are excluded? +
But isn't Cash App Mobile on AT&T's network? +
Where does Cash App Mobile work outside the fifty states? +
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