Independent since 2019 · No paid placement, ever Prices re-checked weekly
Switching Guides 7 min read

Straight Talk, Total Wireless & Tracfone Unlock Requirements

Eight brands share one policy, and it changed on 20 January 2026. Which rule applies to your phone depends on when it was activated and which network it was activated on.

Jean Gilles
Founder & Lead Analyst, ShopCellPlans
Published August 11, 2026
Updated August 11, 2026
Eight brands, one shared policy — and which rule applies depends on when and where your phone was activated.

Straight Talk, Total Wireless, Tracfone, Net10, SimpleMobile, SafeLink, Walmart Family Mobile and Clearway are all Verizon Value brands, and they share a single unlocking policy. That is genuinely useful to know, because searching for any one of them individually tends to turn up vague answers — the actual rules are the same across all eight, and they hinge on two things: when your phone was activated, and which network it was activated on.

Key takeaways
One policy covers Straight Talk, Total Wireless, Tracfone, Net10, SimpleMobile, SafeLink, Walmart Family Mobile and Clearway.
Activated on or after 20 January 2026: 365 days of paid and active service, on request.
Activated before that on the Verizon network: 60 days, and it unlocks automatically — the only short wait in the policy.
There is no requirement to have paid the device off; eligibility is based on paid active service time.
Total Wireless alone will unlock before the waiting period for a fee of up to $300.
The short answer
For almost everyone reading this: 365 days of paid, active service, and then you have to request it. The one exception is a phone activated on Verizon's network before 20 January 2026, which unlocks automatically after 60 days.

This page covers eight brands

Verizon Value operates all of these under one unlocking policy, so the rules below are identical whichever one you are on. Searching for any single brand tends to turn up vague answers, because the policy is not published per brand.

  • Straight Talk
  • Total Wireless
  • Tracfone
  • Net10 Wireless
  • SimpleMobile
  • SafeLink Wireless
  • Walmart Family Mobile
  • Clearway

How long you have to wait

Two things decide it: when the phone was activated, and which network it was activated on.

Your phone was activatedOn which networkWaiting periodAutomatic?
On or after 20 January 2026Any365 days of paid, active serviceNo — you request it
On or before 19 January 2026T-Mobile or AT&T365 days of paid, active serviceNo — you request it
On or before 19 January 2026Verizon60 days after paid activation, plus 60 days of paid active serviceYes — automatic
The 60-day route is closed to anything activated since 20 January 2026.

Note the wording the policy uses throughout: paid and active service. Months when the line was suspended or unpaid do not count toward the total, so a phone you have owned for over a year may still not qualify.

Not sure which network your phone was activated on?

This is the awkward part, because Verizon Value brands have used all three major networks and your phone may have been moved between them since. The network shown in your phone's settings tells you where it is now, which is not necessarily where it was activated — and it is the activation network that decides your waiting period.

The activation record is theirs, not yours. The fastest route is to call 1-888-442-5102 and ask when and where the phone was activated. That is the same number that handles the unlock, so you can settle both questions in one call.

What else has to be true

Whichever rule applies, the device also has to clear these:

  • The phone must be in working condition and turned on.
  • It must not have been reported stolen or lost, and there must be no indicators of fraud.
  • It must have been activated with Verizon Value service by purchasing and redeeming an airtime plan on that specific phone.

Notably absent: any requirement that the device be paid off. Eligibility here is about time in paid active service, not device financing — which is unusual, and works in your favour.

Deployed military: no waiting period

Placed high on this page because it is the one case where the waiting periods above do not apply at all. Verizon Value customers in the military who receive relocation orders outside the coverage area can request an unlock even during the lock period. You do not need to wait out the 365 days.

How to request it

Only the pre-January Verizon-network case unlocks by itself. In every other case you have to ask, and a phone waiting on a request you never made looks exactly like a phone that is not eligible yet.

  • Online — use the form on Verizon Value's Unlocking Policy page. It takes a phone number or a serial number, and asks you to pick your brand.
  • By phone — 1-888-442-5102.

Phones that support it are unlocked remotely. Where that is not possible, Verizon Value supplies an unlock code instead.

Total Wireless will unlock early — for a fee

This appears to be unique in the market. If you have not met the required minimum period of active service, Total Wireless may still unlock the device for a charge of up to $300, scaled by how long the service was active before you asked.

Whether that is worth paying is arithmetic against what the phone is worth and what a different plan would save you. It rarely is at $300. It is here because no other carrier offers the option at any price — everyone else simply makes you wait.

Two related points from Total's own support material: paying full price for the phone does not by itself make it unlockable, and there is no exception for longtime customers. Loyalty does not substitute for the waiting period.

How to tell whether your phone is locked

Worth checking before you request anything — a phone bought secondhand or brought from elsewhere may never have been locked at all.

  • iPhone — Settings, then General, then About. Scroll to Carrier Lock. "No SIM restrictions" means unlocked; "SIM locked" means locked.
  • Samsung released before September 2025 — Settings, About phone, Software information, then Service provider software version.
  • Samsung released after September 2025 — Settings, Connections, More connection settings, then Network lock status.
  • Any phone — insert a SIM from another carrier. If it connects, the phone is unlocked. This is the only test that cannot be misread.

What Verizon Value cannot unlock

Any phone not sold under one of its brands. If you brought your own phone to Straight Talk or Total Wireless, Verizon Value cannot unlock it — and it was almost certainly never locked by them in the first place. It may still be locked by whoever originally sold it, and that is who to ask.

Unlocked is not the same as compatible
Verizon Value warns that an unlocked phone from its brands may not work, or may have limited functionality, on another carrier's network, and that it is not responsible for those limitations. Check the bands before you commit to a switch.

Once it is unlocked

An unlocked phone is worth more secondhand and removes the main reason people stay on a plan they have outgrown. Two things before you move: check the handset supports the bands your new carrier uses, and re-pick the plan rather than porting the old one across.

Before you switch

A year of paid service is a long time to spend on the wrong plan. Seven questions and you will know which tier fits.

Work out what you need →

One more thing: Line Lock is not device unlocking

Total Wireless and Straight Talk both offer a feature called Line Lock, and it gets confused with device unlocking constantly. Line Lock prevents your phone number being transferred away without your say-so — it protects the number, not the handset.

You can toggle it yourself in your account or the app, and the change takes about 30 minutes. Turning it off does not unlock your device, and unlocking your device does not affect Line Lock. If you are switching carriers you will probably need to do both.

#Straight Talk #Total Wireless #Tracfone #Unlocking #Prepaid
Jean Gilles
About the author

Jean Gilles has researched personal finance, consumer technology, and wireless pricing for over a decade. He founded ShopCellPlans in 2019 and writes every review on the site.

Frequently asked questions

How long before Straight Talk will unlock my phone? +
365 days of paid and active service if it was activated on or after 20 January 2026, or if it was activated earlier on the T-Mobile or AT&T network. If it was activated on the Verizon network before 20 January 2026, it is 60 days and it unlocks automatically.
Is the Total Wireless unlock policy the same as Straight Talk's? +
Yes. Both are Verizon Value brands and share one unlocking policy, along with Tracfone, Net10, SimpleMobile, SafeLink, Walmart Family Mobile and Clearway. Total Wireless adds one option the others do not: a paid early unlock.
Can I pay to unlock my Total Wireless phone early? +
Yes. If you have not met the required minimum period of active service, Total Wireless may unlock the device for a charge of up to $300, scaled by how long the service was active. No other carrier we track offers a paid early unlock.
I paid full price for my phone. Why can't I unlock it? +
Because eligibility is based on time in paid and active service, not on what you paid for the handset. Paying full price does not shorten the waiting period, and there is no exception for longtime customers.
Is Line Lock the same as unlocking my phone? +
No, and they are easy to confuse. Line Lock stops your phone number being transferred to another carrier without authorisation — it protects the number. Device unlocking frees the handset to accept another carrier's SIM. Switching carriers may require both.
Do I have to request the unlock or is it automatic? +
Only phones activated on the Verizon network before 20 January 2026 unlock automatically. Every other case is on request — through the form on the Unlocking Policy page, or by calling 1-888-442-5102.
Can Straight Talk unlock a phone I brought myself? +
No. Verizon Value cannot unlock phones not sold under its brands. A phone you brought was probably never locked by them, though it may still be locked by whoever originally sold it.
Does suspended time count toward the 365 days? +
No. The policy specifies paid and active service, so periods when the line was suspended or unpaid do not count toward the total.
Price-change alerts
Get told when your plan’s price changes

One email when a carrier raises rates, drops a plan, or launches a deal worth switching for. No spam, unsubscribe anytime.

Keep reading

All guides
Independent since 2019 · No paid placement, ever Prices re-checked weekly
{{ category }} {{ readLabel }}

{{ title }}

{{ dek }}

{{ avatarEl46 }} {{ authorInitials }}
{{ authorRole }}
Published {{ published }}
Updated {{ updated }}
{{ heroCaption }}
{{ heroCaption }}
{{ category }} {{ readLabel }}

{{ title }}

{{ dek }}

{{ avatarEl46 }} {{ authorInitials }}
{{ authorName }}
{{ authorRole }}
Published {{ published }}
Updated {{ updated }}
{{ category }} {{ readLabel }}

{{ title }}

{{ dek }}

{{ avatarEl46 }} {{ authorInitials }}
{{ authorName }}
{{ authorRole }}
Published {{ published }}
Updated {{ updated }}
{{ category }} {{ readLabel }}

{{ title }}

{{ dek }}

{{ avatarEl46 }} {{ authorInitials }}
{{ authorName }}
{{ authorRole }}
Published {{ published }}
Updated {{ updated }}
{{ heroCaption }}
{{ category }} {{ readLabel }}

{{ title }}

{{ dek }}

{{ avatarEl46 }} {{ authorInitials }}
{{ authorName }}
{{ authorRole }}
Published {{ published }}
Updated {{ updated }}

{{ intro }}

Key takeaways
{{ t }}

{{ b.text }}

{{ b.text }}

{{ b.text }}

  • {{ li }}
  1. {{ li }}

{{ b.text }}

— {{ b.cite }}
{{ b.title }}
{{ b.text }}
{{ c }}
{{ cell }}
{{ b.caption }}
{{ b.imgEl }}
{{ b.caption }}
{{ b.title }}

{{ b.text }}

{{ b.label }} →
#{{ tag }}
{{ avatarEl64 }} {{ authorInitials }}
About the author

{{ authorBio }}

Frequently asked questions

{{ f.q }} +
{{ f.a }}
Price-change alerts
Get told when your plan’s price changes

One email when a carrier raises rates, drops a plan, or launches a deal worth switching for. No spam, unsubscribe anytime.

Sources
  1. {{ s.label }} {{ s.label }}

Keep reading

All guides