Independent since 2019 · No paid placement, ever Prices re-checked weekly · Last verified July 30, 2026
Plan review

Ultra Mobile Talk & Text Review

Ultra's floor: unlimited US talk and text, 500MB of data, and unlimited calling to 90+ countries for ten dollars a month on a year.

JG Reviewed by Jean Gilles · Prices re-verified July 30, 2026 · How we rank

At a Glance

Price
$10/mo on 12 months; $11 on six; $13 on three; not sold monthly
Network
T-Mobile 5G and 4G LTE; 79–357 Mbps down, 17–32 ms
Data
500MB high-speed per month
International calling
Unlimited talk to 90+ destinations, text to 200+
Mexico & Canada
Unlimited talk and text included; no roaming data
Hotspot
Technically available, but 500MB makes it academic
Terms
3, 6 or 12 months — $13 / $11 / $10. No 1-month option
Video
Approximately 480p, within 500MB
Taxes & fees
Extra — roughly $1.25–$2.25/mo plus state tax
Contract
None; no credit check; payment upfront

How Ultra Mobile Talk & Text Scores

We scored Ultra Mobile Talk & Text against the same four pillars we use for every plan. Here’s how it broke down.

Value for money 8.2
Network & speed 8.0
Hotspot & features 4.5
Customer experience 7.0

Pricing: cheap, but only in bulk

There is no one-month price. Talk & Text starts at a three-month term at $13/mo, drops to $11 on six months and $10/mo on twelve — the only tier in Ultra's lineup where the annual discount is modest rather than dramatic, because the price is already near the floor.

At $120 a year plus tax, it competes with Tello and US Mobile's light tiers. What it adds that they mostly don't is unlimited calling to 90+ countries, which is the entire reason to consider it over a cheaper talk-only plan.

What You Get

✓$10/mo on a year — among the cheapest lines with real international calling
✓Unlimited talk to 90+ countries, the same as Ultra's $59 tier
✓Unlimited US talk and text with no minute counting
✓Unlimited talk and text in Mexico and Canada included
✓500MB is enough for maps and messaging between Wi-Fi
✓No credit check, no contract, no termination fee

What You Don't Get

−500MB is a rounding error by 2026 standards — one video call can spend it
−No month-to-month option; three months is the shortest term
−No roaming data in Mexico or Canada
−Taxes and fees are extra on an already-small bill
−Hotspot exists on paper only
−Overage means buying a data add-on or waiting out the cycle

How Ultra Mobile Talk & Text compares

The awkward fact about this tier is that Ultra's 4GB plan is cheaper on an annual term.

Feature Talk & Text Ultra Mobile 4GB
Annual term rate $10/mo $9.10/mo
Renews at $10/mo $13/mo
Shortest term 3 months ($13) 1 month ($19)
Data 500MB 4GB
International calling 90+ countries 90+ countries
Mexico & Canada talk Unlimited Unlimited

Who should choose Ultra Mobile Talk & Text

✓You call internationally and barely touch cellular data
✓Your phone lives on Wi-Fi at home and work
✓You want a cheap second line for calls only
✓You're buying for someone who uses a phone as a phone
✓You want the lowest possible renewal rate — $10 doesn't rise

Who should skip it

−You use cellular data at all — 500MB is not an allowance
−You want month-to-month; the shortest term here is three months
−You need hotspot for anything
−You want roaming data in Mexico or Canada
−You're comparing year one only — 4GB is cheaper at $9.10

Final Verdict

A genuinely useful plan for one specific person: someone who calls abroad often, uses Wi-Fi for everything else, and wants the bill under ten dollars. For that person nothing else at this price includes unlimited calling to 90+ countries. For anyone who uses their phone on cellular data at all, 500MB is not a small allowance — it's effectively none, and the 4GB tier at $9.10/mo on a year is both cheaper and eight times the data. Check that comparison before buying this one.

See plan details →

Frequently asked questions

How much is Ultra Mobile Talk & Text?

$13/mo on a three-month term, $11 on six months and $10/mo on twelve. There is no month-to-month option. Taxes and fees are extra.

How much data does it include?

500MB of high-speed data per month. That covers maps, messaging and light browsing between Wi-Fi, but not streaming or video calls.

Does it include international calling?

Yes — unlimited talk to 90+ international destinations and global text to 200+, identical to every other Ultra Mobile tier including the $59 one.

Is the 4GB plan cheaper?

On a twelve-month term, yes: $9.10/mo against $10. The 4GB tier renews at $13 where this one stays at $10, so Talk & Text wins over a multi-year horizon and loses in year one.

What happens if I run out of data?

Speeds stop rather than throttle to a usable rate; you buy a data add-on or wait for the next cycle. If that sounds likely, buy a data tier instead.

Other Ultra Mobile plans we’ve reviewed

Same carrier, same network — different price and data. Here’s how the rest of the Ultra Mobile lineup scored.

Ultra Mobile 4GB Ultra Mobile · $9.10/mo 8.2 Ultra Mobile 8GB Ultra Mobile · $11.90/mo 8.3 Ultra Mobile 12GB Ultra Mobile · $14/mo 8.4 Ultra Mobile 24GB Ultra Mobile · $18.90/mo 8.5
See every Ultra Mobile plan →

Same budget, different carrier

Plans priced within a few dollars of Ultra Mobile Talk & Text, from carriers we rate independently. Worth a look before you commit.

Red Pocket Essentials Red Pocket · $10/mo 8.0 Ting Flex Ting Mobile · $10/mo 7.4 Twigby Talk & Text Twigby · $10/mo 7.2 Lycamobile $15 (1GB) Lycamobile · $8/mo 7.2
Compare these side by side →