Ultra Mobile Talk & Text Review: $10/mo, 500MB

At a Glance

Price$10/mo on a 12-month term ($120 upfront); not sold month-to-month

NetworkT-Mobile 5G and 4G LTE; 79–357 Mbps down, 17–32 ms

Data500MB high-speed per month

International callingUnlimited talk to 90+ destinations, text to 200+

Mexico & CanadaUnlimited talk and text included; no roaming data

HotspotTechnically available, but 500MB makes it academic

TermsNot sold as a single month. $13 on three, $11 on six, $10 on twelve: all per month. $39 / $66 / $120 upfront on the three-, six- and twelve-month terms.

VideoApproximately 480p, within 500MB

Taxes & feesExtra: roughly $1.25–$2.25/mo plus state tax

ContractNone; no credit check; payment upfront

Our Score

Value for money8.2

Network & speed8.0

Hotspot & features4.5

Customer experience7.0

Pricing: cheap, but only in bulk

There is no one-month price. Talk & Text starts at a three-month term at $13/mo, drops to $11 on six months and $10/mo on twelve: the only tier in Ultra's lineup where the annual discount is modest rather than dramatic, because the price is already near the floor.

At $120 a year plus tax, it competes with Tello and US Mobile's light tiers. What it adds that they mostly don't is unlimited calling to 90+ countries, which is the entire reason to consider it over a cheaper talk-only plan.

What You Get, and What You Don't

What we like

✓$10/mo on a year: among the cheapest lines with real international calling

✓Unlimited talk to 90+ countries, the same as Ultra's $59 tier

✓Unlimited US talk and text with no minute counting

✓Unlimited talk and text in Mexico and Canada included

✓500MB is enough for maps and messaging between Wi-Fi

✓No credit check, no contract, no termination fee

Where it has limits

✕500MB is a rounding error by 2026 standards: one video call can spend it

✕No month-to-month option; three months is the shortest term

✕No roaming data in Mexico or Canada

✕Taxes and fees are extra on an already-small bill

✕Hotspot exists on paper only

✕Overage means buying a data add-on or waiting out the cycle

Talk & Text vs. Ultra Mobile 4GB

The awkward fact about this tier is what Ultra's 4GB plan costs on the same term.

FeatureTalk & TextUltra Mobile 4GB

Annual term rate$10/mo$13/mo

Renews at$10/mo$13/mo

Shortest term3 months ($13)1 month ($19)

Data500MB4GB

International calling90+ countries90+ countries

Mexico & Canada talkUnlimitedUnlimited

Choose it if

✓You call internationally and barely touch cellular data

✓Your phone lives on Wi-Fi at home and work

✓You want a cheap second line for calls only

✓You're buying for someone who uses a phone as a phone

✓You want the lowest possible renewal rate: $10 doesn't rise

Skip it if

✕You use cellular data at all: 500MB is not an allowance

✕You want month-to-month; the shortest term here is three months

✕You need hotspot for anything

✕You want roaming data in Mexico or Canada

✕You're a new customer: 4GB matches this price at $10 and adds 4GB of data

Final Verdict

7.0/10 · Ultra Mobile Talk & Text

A genuinely useful plan for one specific person: someone who calls abroad often, uses Wi-Fi for everything else, and wants the bill under ten dollars. For that person nothing else at this price includes unlimited calling to 90+ countries. For anyone who uses their phone on cellular data at all, 500MB is not a small allowance. It's effectively none, and the 4GB tier at $13/mo on a year is both cheaper and eight times the data. Check that comparison before buying this one.

Consider instead: Ultra Mobile 4GB. Eight times the data for less money on an annual term. Unless you specifically want the lower long-run renewal rate, 4GB is the better buy.

See Ultra Mobile's offers →

Frequently Asked Questions

How much is Ultra Mobile Talk & Text?

$13/mo on a three-month term, $11 on six months and $10/mo on twelve. There is no month-to-month option. Taxes and fees are extra.

How much data does it include?

500MB of high-speed data per month. That covers maps, messaging and light browsing between Wi-Fi, but not streaming or video calls.

Does it include international calling?

Yes: unlimited talk to 90+ international destinations and global text to 200+, identical to every other Ultra Mobile tier including the $59 one.

Is the 4GB plan cheaper?

At the regular twelve-month rate, no: 4GB is $13 against $10 here. But Ultra currently discounts 4GB to $10 for new customers, which makes them the same price for an initial term, and 4GB carries 4GB of data against 500MB.

What happens if I run out of data?

Speeds stop rather than throttle to a usable rate; you buy a data add-on or wait for the next cycle. If that sounds likely, buy a data tier instead.

Sources

Ultra Mobile plan page and price label
Our scoring method: How we rank

Prices change often; confirm with the carrier before you order.

Ultra Mobile Talk & Text

7.0/10 · $10/mo

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