Independent since 2019 · No paid placement, ever Prices re-checked weekly · Last verified July 30, 2026
8 plans compared · 5 reviewed Carrier guide

Tracfone Plans

Verizon's value brand, and the last major carrier still selling minute-based plans. Two completely different lineups live here — monthly smartphone plans and long-dated basic plans — and most comparisons only cover one.

Tracfone is owned by Verizon and runs on Verizon's network, which makes it one of the cheapest routes onto that network. Typical speeds are 20–148 Mbps down with 43–85 ms latency — respectable, though below what Verizon postpaid customers see.

What makes Tracfone unusual is that it still sells airtime the old way. Alongside conventional 30-day smartphone plans, there are 90-day and 365-day plans measured in minutes — a $99.99 plan that lasts a full year works out to $8.33/mo. Nothing else at this scale still does that, and it's why Tracfone remains the default answer for a phone that barely gets used.

Tracfone at a glance

Network
Verizon 5G + 4G LTE
Owned by
Verizon Value, Inc — a Verizon company
Typical speeds
20–148 Mbps down, 2–15 Mbps up, 43–85 ms latency
Plan types
30-day smartphone plans from $15, plus 90-day and 365-day minute plans
Hotspot
15GB on the $50 plan; up to 8GB shared from the allowance on the $40 plan
Carryover
Unused data carries over while service stays active
Auto-Refill
$5 off the first two months for new enrolments on 30-day unlimited plans
Taxes & fees
Extra — a federal recovery charge plus state tax, roughly $1–3.50/mo by tier
Contract
None; no activation or termination fee
International
Basic calling to 100+ destinations

Every Tracfone plan compared

Prices are what Tracfone advertises. The line under each plan name is what you actually pay once taxes and fees land.

Plan Price Data Hotspot Best for
Tracfone $15 Effective 30-day plan Price$15/mo Data1GB HotspotCapable Best forA phone that lives on Wi-Fi
Tracfone $20 Effective 30-day plan Price$20/mo Data4GB HotspotCapable Best forLight users — the cheapest sensible smartphone tier
Tracfone $30 Effective 30-day plan Price$30/mo Data10GB HotspotCapable Best forModerate use without paying for unlimited
Tracfone $40 Effective 30-day plan · adds ID protection Price$40/mo Data20GB HotspotUp to 8GB, shared Best forHeavier use plus some tethering
Tracfone $50 Unlimited Effective 30-day plan Price$50/mo DataUnlimited Hotspot15GB dedicated Best forThe only tier with true unlimited data and real hotspot
365-Day 400 Minutes Effective $99.99 for a full year Price$8.33/mo DataMinutes only HotspotNot applicable Best forAn emergency or glovebox phone
365-Day 1500 Minutes Effective $125 for a full year · 1500 texts Price$10.42/mo Data1500 MB HotspotNot applicable Best forOccasional use with a little data
90-Day 200 Minutes Effective $39.99 for 90 days Price$13.33/mo DataMinutes only HotspotNot applicable Best forShort-term or seasonal lines

Plan names link to our full review of that tier. We re-verify every price against the carrier daily.

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What it really costs

Tracfone quotes prices before taxes and fees. The charges are itemised and modest — the $50 plan adds a $3.14 recovery charge plus $0.29 federal universal service fund, so figure $53–55 all-in depending on your state.

Unlimited Carryover is the underrated feature. Unused data rolls into the next cycle as long as service stays active, which means the $20 4GB plan behaves more like 5–6GB for anyone whose usage varies month to month.

Hotspot is the one place Tracfone is genuinely restrictive. Only the $50 plan includes a real 15GB hotspot allowance; the $40 plan carves up to 8GB out of its own 20GB, and the cheaper tiers are hotspot-capable but have nothing to spare.

The annual plans are priced completely differently from the monthly ones. $99.99 for 365 days works out to $8.33/mo, well under half the cheapest 30-day plan — but you're buying minutes, not a smartphone plan.

Tracfone is a good fit if…

You want Verizon coverage at the lowest possible price and don't need unlimited data.
Your usage is light or irregular — carryover means you're not throwing away what you don't use.
You need a phone that's rarely used: the 365-day plans are the cheapest legitimate way to keep a line alive.
You want no contract, no credit check and no surprise charges — there are no overage fees on any Tracfone plan.

Look elsewhere if…

You tether regularly. Real hotspot only appears on the $50 plan; everything below it is capable but not equipped.
You want the price you see to be the price you pay — taxes and fees are extra on every tier.
You use a lot of data. At $50 for unlimited, Tracfone is no longer competitive against Verizon-network rivals like Visible.
You want perks. There's no streaming bundle, no cloud storage and no international roaming allowance.

Frequently asked questions

What network does Tracfone use?

Tracfone runs on Verizon's 5G and 4G LTE network and is owned by Verizon Value, Inc. Typical speeds are 20–148 Mbps down and 2–15 Mbps up with 43–85 ms latency.

What is the cheapest Tracfone plan?

Among 30-day smartphone plans, $15/mo for unlimited talk and text with 1GB of data. Measured per month, the cheapest plan overall is the 365-day 400-minute plan at $99.99 for the year — $8.33/mo — but that's minutes rather than a data plan.

Which Tracfone plans include hotspot?

The $50 Unlimited plan includes a dedicated 15GB hotspot allowance. The $40 plan allocates up to 8GB from its own 20GB for hotspot or regular data. Cheaper plans are hotspot-capable but have no separate allowance.

Does unused Tracfone data expire?

No. Unlimited Carryover rolls unused data into the next cycle as long as you maintain active service on an unlimited talk and text smartphone plan. On other plan types, unused minutes, texts and data don't expire provided any Tracfone plan is active and used within a six-month period.

Does Tracfone have yearly plans?

Yes — two 365-day plans. $99.99 buys 400 minutes for a full year ($8.33/mo) and $125 buys 1500 minutes, 1500 texts and 1500MB of data ($10.42/mo). Both are minute-based rather than smartphone data plans, which makes them best suited to lightly used or backup phones.

Are taxes and fees included in Tracfone's prices?

No. Each plan adds a federal universal service fund charge and a regulatory and telco recovery charge, plus state tax. On the $50 plan that's about $3.43 before state tax; on the $20 plan it's about $1.38. There is no activation fee and no termination fee.