T-Mobile Home Internet and Verizon 5G Home both start at $35 a month if you have one of their phone lines, or about $50 without one, with unlimited data and no contract. The difference is reach and speed: T-Mobile is available to roughly 70% of U.S. households, Verizon's 5G Home to about 17%. Where Verizon has 5G Ultra Wideband, its top plan can reach close to 1,000 Mbps. If both reach your address, Verizon usually wins on speed and T-Mobile on its 5-year price guarantee.
The short answer
| T-Mobile Home Internet | Verizon 5G Home | |
|---|---|---|
| Starting price with a phone line | $35/mo (Rely) | $35/mo (5G Home) |
| Without a phone line | $50/mo | About $50/mo |
| Available to | About 70% of homes | About 17% of homes |
| Typical speed, entry plan | 170 to 354 Mbps | 100 to 300 Mbps |
| Top plan | All-In, $55 bundled ($70 alone) | 5G Home Plus, about $45 bundled (about $70 alone), up to ~1,000 Mbps in Ultra Wideband areas |
| Price lock | 5-year Price Guarantee | Price lock (length varies by plan) |
| Try it | 15-day trial | Check the current return terms |
| One-time fee | $35 device connection charge | Check at signup |
Plans and prices
| Plan | With a phone line | Without | What you get |
|---|---|---|---|
| T-Mobile Rely | $35/mo | $50/mo | 170 to 354 Mbps typical |
| T-Mobile Amplified | $45/mo | $60/mo | Faster speeds, Wi-Fi 7 gateway |
| T-Mobile All-In | $55/mo | $70/mo | Fastest speeds, mesh extender, Hulu and Paramount+ Essential |
| Verizon 5G Home | $35/mo | About $50/mo | 100 to 300 Mbps typical |
| Verizon 5G Home Plus | About $45/mo | About $70/mo | Up to ~1,000 Mbps in Ultra Wideband areas, Whole-Home Wi-Fi |
What you'd pay over a year
| With a phone line | Without | |
|---|---|---|
| T-Mobile Rely | $420 | $600 |
| Verizon 5G Home | $420 | About $600 |
| T-Mobile All-In | $660 | $840 |
| Verizon 5G Home Plus | About $540 | About $840 |
Which is faster?
At the entry price, they're close: both are fast enough for streaming and video calls in most homes. Verizon pulls ahead on its top plan where it has 5G Ultra Wideband. Both are fixed wireless, so speed depends on signal at your address and how busy the tower is in the evening.
Which can you get?
This decides it for most people. T-Mobile reaches far more addresses, so it's often the only one of the two available. Check both at your address before comparing anything else; our 5G home internet guide covers the other options.
Setup and equipment
- Both send a gateway you plug in yourself; no technician.
- Placement matters: near a window, high up, on the side of the house facing the tower.
- Test speeds in the evening during the trial or return window, when towers are busiest.
- Verizon's setup is in our Verizon home internet setup guide.
Phone bundle math
The bundle discount only applies with a postpaid phone line on the same carrier; MVNO lines like Visible or Mint don't count. See the Verizon bundle guide and T-Mobile bundle guide.
If fiber reaches you, it's usually faster and steadier than 5G home internet. Frontier Fiber 500 is $44.99 a month with AutoPay after 2 free months, or as low as $29.99 with a Verizon phone plan.
Check Frontier Fiber →Offer details from Frontier as of October 31, 2026. Prices and availability depend on your address. We may earn a commission if you order through this link.
Who should choose which
- Only one is available: take it, and use the trial or return window to test evenings.
- Both are available and you want the fastest: Verizon 5G Home Plus in an Ultra Wideband area.
- You want the longest price lock: T-Mobile's 5-year Price Guarantee.
- Fiber reaches your address: fiber usually beats both on speed and consistency.
Common problems
| Problem | Fix |
|---|---|
| Slow in the evening | Move the gateway closer to a window or higher up; check the signal bars in the app. |
| Gaming lag | Fixed wireless can have higher latency than cable or fiber; test during the trial. |
| Service not offered at your address | Check again later; both add capacity over time. Fiber or cable may be the alternative. |
| Bill is higher than the ad | Check that AutoPay is on and that your phone line qualifies for the bundle. |
Frequently asked questions
Is T-Mobile Home Internet better than Verizon 5G Home? +
Which is cheaper, T-Mobile or Verizon home internet? +
Do I need a T-Mobile or Verizon phone plan? +
Do Visible or Mint lines get the bundle discount? +
Is 5G home internet good for gaming? +
Is there a data cap? +
Can I take 5G home internet with me when I move? +
Is fiber better than 5G home internet? +
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Jean has tested carrier plans independently since 2019, running SIMs on all three networks and paying for every line himself. He ranks carriers on the bill you actually get, taxes and fees included, not the price on the ad.