Independent since 2019 · No paid placement, ever Prices re-checked weekly · Last verified July 30, 2026
Plan review

Metro 6-Month Unlimited Review

The cheapest way onto T-Mobile's own network — unlimited 5G for twenty dollars a month, taxes included, if you prepay six months.

JG Reviewed by Jean Gilles · Prices re-verified July 30, 2026 · How we rank

At a Glance

Price
$120 upfront for six months — $20/mo, taxes included
Network
T-Mobile 5G + 4G LTE
Owned by
T-Mobile USA — not a third-party MVNO
Data
Unlimited 5G
Hotspot
Not included
Eligibility
New customers bringing their own phone
After six months
Moves to standard Metro pricing — $25/mo is the nearest tier
Taxes & fees
Included in the advertised price
Retail
Walk-in stores nationwide
Contract
None; no credit check

How Metro 6-Month Unlimited Scores

We scored Metro 6-Month Unlimited against the same four pillars we use for every plan. Here’s how it broke down.

Value for money 9.0
Network & speed 8.4
Hotspot & features 5.0
Customer experience 8.0

Pricing: $120 for six months, all-in

$120 upfront covers six months at $20/mo, and unusually for prepaid, that figure is what leaves your account — Metro includes taxes and fees in every advertised price. Most $20 plans elsewhere land nearer $23 once fees are added.

Two conditions: new customers only, bringing your own phone. When the six months end you move to standard pricing, where $25/mo is the closest equivalent — so think of this as $20 for half a year and $25 after.

What You Get

$20/mo all-in with taxes and fees included — rare at this price
Unlimited 5G on T-Mobile's own network, not a third-party MVNO
Cheaper than Metro's own $25 entry tier
Walk-in retail support, unlike most budget brands
No contract; the six months are simply prepaid

What You Don't Get

New customers only, and you must bring your own phone
$120 upfront rather than monthly billing
No hotspot at all — the $30 tier is the cheapest with one
Deprioritized behind T-Mobile's postpaid customers
The rate ends after six months; budget for $25/mo after that

How Metro 6-Month Unlimited compares

The comparison is against Metro's standing entry tier, which is what you graduate to.

Feature 6-Month Unlimited Metro $25
Price $20/mo ($120 upfront) $25/mo with AutoPay
Data Unlimited 5G Unlimited 5G
Hotspot Not included Not included
Taxes & fees Included Included
Eligibility New customers, BYOD Open
Term Six months prepaid Month to month

Who should choose Metro 6-Month Unlimited

You're a new Metro customer bringing your own phone
You want the cheapest all-in unlimited plan on T-Mobile's network
You can pay $120 up front
You don't need hotspot
You want walk-in support available if something goes wrong

Who should skip it

You tether — no hotspot here; the $30 tier has 10GB
You're an existing Metro customer, who isn't eligible
You need a phone from the carrier rather than bringing one
You'd rather pay monthly than $120 at once
You're a heavy data user who'll notice deprioritization

Final Verdict

The best entry point Metro sells and one of the cheapest legitimate unlimited plans anywhere, given taxes are included and you're on T-Mobile's own network rather than an MVNO. The conditions are fair — new line, bring a phone, pay six months up front — and the step-up afterwards is only five dollars. The real limitation is hotspot: there is none, and if you tether you need the $30 tier instead.

See plan details →

Frequently asked questions

How much is Metro's 6-Month Unlimited plan?

$120 upfront for six months, which works out to $20/mo with taxes and fees included.

Who's eligible?

New Metro customers bringing their own phone. Existing customers and those buying a device through Metro don't qualify.

What happens after six months?

You move to standard Metro pricing. The nearest equivalent tier is $25/mo with AutoPay, also unlimited with taxes included.

Does it include hotspot?

No. Metro's cheapest tier with hotspot is the $30 web-exclusive plan, which includes 10GB.

Is it really all-in?

Yes. Metro includes taxes and fees in every advertised price, so $20/mo is what you actually pay.

Other Metro by T-Mobile plans we’ve reviewed

Same carrier, same network — different price and data. Here’s how the rest of the Metro by T-Mobile lineup scored.

See every Metro by T-Mobile plan

Same budget, different carrier

Plans priced within a few dollars of Metro 6-Month Unlimited, from carriers we rate independently. Worth a look before you commit.

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